While it can be used as part of a BOP or a Business Owners’ Policy, often the bundled Office General Liability and Contents Insurance has low coverage limits. Thus, it is always advisable to take out Office General Liability and Contents Insurance as a separate insurance policy.
The amount of coverage that you need will depend on two factors:
- The type of business. In general, companies that manufacture knives have a greater risk of injuring its employees than companies that manufacture handkerchiefs.
- State of operations. If you operate in a state where that has a history of awarding high damages to complainants, then your business needs a higher coverage amount.
Please contact us for a free quote.
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